So a big part of my plan to saving money this year, was to reduce bank fees. The bank fees were a drainer on my budget, taking $15 from me every month. If you have more than one checking account to help you manage money better, then that could add up. Sure with a minimum balance you can waive that fee, but you might have different plans for your money. Also If your money isn't getting interest why leave it in a checking account. I had a Td bank account solely to make purchases and pay rent. Meaning money went in and came out, and never stayed. I didn't want to keep that minimum because I needed to use that money.
Yea, it wasn't working for me. I had the same issue with Chase and it's not worth it. You don't need to pay bank fees, and honestly you shouldn't even have to worry about it. You shouldn't have to figure out if you're meeting the minimum deposits, making enough transactions, which is something I had to do with most traditional banks. I had so many bank cards and at one point or another I would be charged a fee.
Well I'm here to tell you, if you're tired of bank fees, you don't have to pay them anymore. Most people don't even go to the bank. I didn't except for once a month. And if you do, you don't need to. Everything can be done online and it's much easier and faster.
Here are some great bank cards to get with no bank fees.